With American families on tight budgets and unemployment numbers at an all-time high, it seems like a no-brainer to ensure that the breadwinners of the household have proper life insurance. Surprisingly, the number of people living without life insurance is on the rise. According to recent survey by Life Insurance Market Research Association, an insurance industry think-tank and research group, 30 percent of U.S. households don’t have coverage, compared with 22 percent just six years […]

Mental incompetence in med mal cases in Georgia does not change the run time of the Statute of Limitations. This may be applicable in other states. In a 5-2 decision, Georgia’s Supreme Court rejected a constitutional challenge to a statute that exempts med mal cases from the rule that statutes of limitation are tolled for the mentally incompetent. “This particular decision upheld an earlier ruling that a plaintiff’s med mal lawsuit was barred by the […]

Group health insurance in Florida is vastly different from individual health insurance. Consumers need to know the difference. With group health insurance plans in Florida, the policyholder is more often than not the CEO of a company or the head of an association of some kind. This person offers health insurance coverage to employees or association members. The biggest benefit with group health insurance is that no one may be turned down for coverage, which […]

If you don’t have health insurance and have a medical issue, the bills may bankrupt you. Having health insurance is imperative. While it might sound a tad dramatic to say not having health insurance coverage may bankrupt you, it’s the honest truth. Consider this: you get into a car wreck and hit your head on the steering wheel and you need an MRI and other medical intervention. You don’t have health insurance. How are you […]

Kids and dangerous products don’t mix. Be alert to the hazards in today’s consumer marketplace. Generally speaking, most consumer products are tested in many ways prior to being put on the market. Whether or not the testing is as complete as we’d like to think is another question. And, while dangerous products constantly stalk the marketplace, there are none more disturbing that those items made for kids. One wonders how hard it is to “think […]

Civil litigation is not the same thing as criminal litigation. Civil litigation involves things like wrongful death lawsuits. In a criminal case, the person charged goes to a criminal court and is dealt with accordingly. They may be found guilty or not guilty. Either way, once that process is concluded, the person can also be sued again, but civilly. For the best example of a situation like that, think the O. J. Simpson case. “Let’s […]

Professional malpractice refers to more than lawyers or doctors. It also includes accountants. “Most people, when they hear the words ‘professional malpractice,’ think it refers to lawyers or doctors. While it may well refer to them, it is also a term used when talking about accounting malpractice. Simply put, accounting malpractice happens if any accounting professional is negligent in the performance of their duties,” said Stephen M. Ozcomert, who handles personal injury cases, accidents, and […]

Running a business has its ups and downs. Disputes are bound to arise from time to time. “In any business, even though the people running it are partners, and perhaps friends, anything can and does happen. While they may agree on the day-to-day running of their venture, they may not agree on the smaller details that make up the larger picture. Most businesses would do well to have mediation and conflict resolution options to help […]

The Internal Revenue Service is cracking down on wage and hour compliance for 2010. Watch for increased investigations and fines. It seems that each year, the IRS has an issue to pursue that is near and dear to its heart. This year is no exception, with the laser-like focus on wage and hour compliance. Businesses need to be alert for this issue and also be aware that the IRS and the Department of Labor are […]

Property owners are responsible for keeping their land and building safe for visitors. Those who don’t may face legal action. It’s the law that property owners are obligated to keep their property safe. It’s just that simple. Or is it simple? In some cases, it may not seem to be fairly straightforward, particularly if a trespasser is injured on the property and sues for damages. “While you might think they’d be out of luck, the […]