Not to put too fine a point on it, but you really can find cheaper Florida health care if you take the time to look for it. The secret is comparison-shopping. While it might come as a surprise to think you really are able to get cheaper Florida health insurance; the fact is, it really is available. All you have to do is be willing to surf the Internet, carefully read what you find, and […]

You often don’t know what you have in terms of health care benefits until you find out you don’t have them. Read the fine print. It’s no laughing matter when you go to use your health insurance benefits and find out you don’t have what you thought you did for health coverage. In fact it’s often a nasty shock to the system and to your wallet. This, more than anything, points out one essential thing […]

So are the taxes going up in order to change Medicare or not; that is the burning question being asked in town hall meetings all across the United States. One hand of the government says they are not going to raise taxes to fix Medicare. The other hand says the plan to reform Medicare will cost more because Medicare needs to change. So, which is the real story and what is the real definition of […]

There are times that finding an Illinois health insurance plan suitable for a pre-existing health condition is difficult, if not next to impossible. What do people do about that? The first thing to understand when dealing with Illinois health insurance is what the definition of a pre-existing health condition happens to be. To simplify a sometimes long and drawn out description, a pre-existing condition is one where a person has seen a doctor and has […]

Getting competitive health insurance in Illinois is a whole lot easier that you might think. How easy is easy? Really, it is a lot easier to get competitive health insurance quotes in Illinois by doing smart surfing online and finding a site that offers side-by-side competitive quotes. Not just a few things side-by-side, but a site that offers customers the best bang for their buck. Keep in mind that not all the things one sees […]

Make sure that Medicare deductibles are thoroughly understood to save finding out the hard way that deductibles are applied differently. The major problem with Medicare and all the various deductibles is that it is extremely confusing trying to figure out which portion of Medicare – Part A and Part B – has which deductible kick in and when. For the record, Medicare part A offers hospital coverage, and part B provides medical coverage. If there […]

If only someone would take the time to teach seniors about Medicare, without all the jargon, how refreshing that would be. Luckily, Medicare is a whole lot easier to understand than many people think. There are portions of their various policies that leave something to be desired in the comprehension and plain English department, but suffice it to say that for the most part, what someone needs to know is easy to find out and […]

Many American seniors think that when they get to the age of 65 and are entitled to Medicare that their worries are over. This isn’t true. Medicare is not the ‘be all-end all’ and all encompassing insurance program than many elderly Americans seem to think it is; far from it to be precise. It will not and cannot take care of all their medical needs. It was never designed as a program to handle every […]

Confused about what Medicare supplements – Medigap – is and what it actually offers? So are many other Americans. Good news, it’s pretty straightforward. In a hundred words or less, Medigap (Medicare supplement insurance) is offered to the public through private insurance companies in order to fill in the “gaps” in Medicare coverage. This is because Medicare does not offer coverage for “everything” and most people find they need a bit extra to get the […]

Sometimes, the more things change, the more they remain the same. This seems especially true when talking about Illinois health insurance. It wasn’t too long ago that Blue Cross and Blue Shield of Illinois told their members that one of their hospitals, St. John’s, was making the decision to discontinue its status as a Medicare Select contracting network hospital. That decision, which caused a lot of pandemonium, was supposed to kick-in on the 17th of […]