Being the trustee of a Special Needs Trust is a job that comes with great responsibilities. Many family members consider naming a relative as trustee of their child’s Special Needs Trust. However, some families choose to go with a professional special needs trustee, as they have extensive experience in handling all issues associated with a Special Needs Trust. Before making this decision, families should consider the extensive responsibilities that go along with being a special […]

The Austin Court of Appeals found that an employee who was fired for refusing to illegally drive an unsafe commercial vehicle can collect punitive damages. Austin employment attorney Gregory D. Jordan, who represented the employee, offers pertinent comment. Austin, TX (Law Firm Newswire) June 7, 2010 – A recent opinion from the Texas Court of Appeals, Third District, at Austin ruled that an employee who is fired for refusing to commit a criminal act can […]

While some people believe that life insurance isn’t a necessity, having a life insurance policy is imperative for those who are the main providers for dependents. With the money from a policy, families can go on with their lives without facing a grim financial future. As tragedies can occur without notice, life insurance should be secured so that loved ones will not have to face financial ruin as well as an emotional loss. Dealing with […]

Life insurance premiums are often affected by a person’s lifestyle choices. By making the right lifestyle choices, you can take control of your life and keep your insurance premiums low. There are a great number of health aspects that can affect your ability to qualify for term life insurance, and these same aspects can have a profound effect on your rates. If you do not have a clear understanding of how these aspects of health […]

Sometimes, an individual life insurance policy doesn’t offer enough coverage to make you feel secure about your family’s future. Obtaining supplemental group life insurance coverage may be the best way for you to achieve peace of mind and secure your family’s future. Individuals take out life insurance policies because they want to ensure that their families are protected even after their death. While most life insurance is secured with this good intention, sometimes the coverage […]

Many people believe that life insurance is not necessary for singles; however, this couldn’t be further from the truth. Singles may have substantial financial responsibilities that require a life insurance policy. If you’re like many single men and women, part of a group that represents nearly 40 percent of America’s population, you may feel that you have little need for life insurance. After all, if you have no spouse to protect in the event of […]

Changes in the economy have caused some consumers to lose confidence in their life insurance providers. When considering finding a new policy, applicants should carefully consider their needs before exploring other life insurance options. In today’s troubled economy, high-risk investment strategies have threatened the financial stability of some life insurance companies and thus the safety of policy benefits. As a result, many policyholders may be concerned with the company’s ability to pay out benefits. This […]

Life insurance policies should be updated as one’s needs in life change. An annual review of life insurance policies will help ensure that policyholders have the right coverage for their needs. Purchasing a life insurance policy is not something one should do quickly without considering all of the options. Those who are interested in purchasing policies need to take time and review their needs as well as the needs of their family members. Oftentimes, many […]

When your life changes, so does your need for life insurance. As you experience these changes, you should carefully evaluate your financial needs and find policies that work for you. When you are young, single and on your own, you may not even consider purchasing life insurance. This is because life insurance is generally designed to provide income and security to those who are financially tied to the insured, such as children or a spouse. […]

Making the rounds on coffee row these days is the consternation over a concept called medical homes that are supposed to cut costs for Medicare and HMOs. Medical homes seem to be a radical idea that no one wants to discuss and the Center for Medicine in the Public Interest (Center for Medicine) has some concerns about the concept. While they agree that there needs to be cost cutting measures to get a grip on […]