Cheaper health care is available by doing some comparison-shopping. Everyone loves a bargain. Why wouldn’t they be overjoyed to get something at a better price than they thought they might have to shell out in the first place? This is why it actually does pay to shop around for cheaper health insurance premiums. This doesn’t mean dive right into the first, less expensive option found. It means taking the time to compare what’s on one […]

Not a lot of people like to talk about life insurance as it reminds them of their mortality. It’s understandable that people don’t want to discuss their own death and thus would put off buying life insurance as a way of “avoiding” the issue. Delaying a life insurance purchase will often make it much more expensive and if this delay is combined with other health factors, this might reflect a picture of a high risk […]

Insurance is an area that everyone seems to have an opinion, and often that opinion is completely wrong. It’s a reality that most insurance policies are filled with so much jargon, it’s really hard to make sense of what they are really saying. It’s not much wonder that people make up what they think it says and then try to deal with it later, and pass along those misconceptions to others. The bottom line is […]

To get life insurance there is a routine that has to be followed before one qualifies. It only makes sense that to obtain life insurance the company will want to know as much as possible about the person applying. Knowing as much as possible, of course, usually means a health exam done by a doctor or paramedic, lots of forms to fill out, the routine blood tests, urine tests and saliva tests, not to mention […]