Getting a Christmas tree and decorating it was a family tradition for Oxnard’s Dickensonian family, the Crachits – despite all that Mr. Scrooge might do to stop them. By golly, they’d get one, but they would need the advice of California Health Insurance agent Matt Lockard to accomplish their festive task. On the meager lucre Ebenezer C. Scrooge paid him, Bob Crachit was losing hope of getting a tree for Christmas. It was for Timothy’s […]

Larry Kowalski had been a surfer and still enjoyed swimming in the Pacific. But when it wasn’t summer, the days were depressingly shorter, and Larry asked his California Health Insurance agent Matt Lockard if his policy covered Freudian psychiatric care. As for the demise of his son’s pet turtle, that just wasn’t at the core of his sadness. Larry loved summer. He preferred that halcyon season to last forever, an endless array of longest days […]

Amelia Nosehart liked to fly through the malls to get a head start on Christmas. But a policy she’d purchased from California Health Insurance agent Matt Lockard literally helped save her sight when “shopping” went horribly wrong. Amelia Nosehart’s favorite day of the year was the day after Thanksgiving when Rancho Bernardo shoppers could get a head start on their Christmas shopping with early bird specials. Retail stores in neighboring burbs would open at two, […]

Twelve-year-old Gifford Sullivan was asked to raise a turkey for his family’s Thanksgiving dinner and … his turkey became a pet. Because of California Health Insurance agent Matt Lockard, the disaster that ensued was not made infinitely worse. Gifford loved his turkey. No, literally. Gifford loved his turkey. A Sullivan family tradition was to have the eldest child raise a wild turkey that would, at the appointed time, a few days prior to Thanksgiving, be […]

When 15-year-old twins, Alexander and Penelope, began developing a myriad of symptoms, it was a mystery until a series of visits to a nearby hospital’s sleep clinic began to produce some answers. Their frantic parents would have been even more in a tizzy if the hospital bills hadn’t been covered – thanks to their California Health Insurance agent Matt Lockard. Alexander and Penelope were identical twins except for their gender. Blonde and blue-eyed, with perfect […]

When Suzie Porcine went to the “swine flu” assembly she asked questions. Word got back to her dad what his daughter had asked. Mr. Albert Porcine kept stressing how lucky they were to already have a family plan purchased from California Health Insurance agent Matt Lockard. But he was sensitive about certain matters. Escondido High, where Suzie Porcine attended, held an assembly to educate students about H1N1 influenza, also called “swine flu.” Sample bottles of […]

Pamela Longbottom tried to sneak a jawbreaker from her eight-year-old’s bag after returning home from trick-or-treating. Biting into the hard candy provoked a scream of pain, however, and an unexpected trip to their dentist. Having purchased dental coverage from a California Health Insurance agent eventually allowed her to smile again. Pamela Longbottom, a single mom, decided to go out trick-or treating with Morticia, her pale-looking eight-year-old. She was pleasantly surprised when the choice of her […]

California Health Insurance Agent Matt Lockard was a pleasant voice to Mrs. Yakamora, but by the time they spoke, she’d had a close encounter with some undesirable avians. Mrs. Tumera Yakamora, 87, weighed less than ninety pounds, but her Medigap coverage purchased from that bird-loving Matt Lockard was in effect if she ever needed it. Long-widowed, a single passion remained: Watching the birds that flocked to her Vallecito home. Her mistake seemed innocent except when […]

Eighty-two-year-old Nelson J. McElroy took to their backyard garden like oil takes to water. But one day, his wife Patricia observed some alarming portents on the day he finally began a long overdue project. California Health Insurance agent Matt Lockard knew exactly what to do. Nelson J. McElroy’s golden hostas had been holding him hostage all summer long. It seemed like there were armies of hostas in their environs, a redundant beauty on the march. […]